Clover provides investment advice primarily in relation to portfolio construction and investment selection. Clover does this via the provision of a Managed Discretionary Account service, which incorporates investment execution, monitoring, rebalancing and reporting. 

The advice that Clover provides is termed scaled advice, insofar it does not seek, or purport, to be comprehensive in nature. Comprehensive advice typically incorporates advice on superannuation, retirement planning, salary packaging, and estate planning. 

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