Clover doesn't have a Product Disclosure Statement (PDS), as we operate a Managed Discretionary Account (MDA) service. Operating an MDA service means that we're required to provide each prospective customer with a combined Statement of Advice/Investment Program (SOA) that outlines our personal advice to you, the scope of that advice, the risks associated with taking our advice, and the fees associated with using Clover.

If the Statement of Advice we provide to you includes investments that do require a PDS, then we provide links to the relevant PDS within the SOA.

You can generate your own personalised Statement of Advice/Investment Program by completing our risk quiz. There is no cost and no obligation to sign up with Clover.

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